Geraldine Inoue.Planning an upgrade · With Geraldine Inoue
When you’re moving from a home you own to a home you want, the sale and purchase belong in the same conversation. Let’s look at the sequence before getting carried away with the shortlist.
Discuss my plans ↗Where we’ll start
An upgrade may mean more room, a different location, a condominium, or a home closer to the people and places that matter. Begin with the change you want to achieve, rather than assuming that the next property has to be bigger or more expensive.
We’ll look at your current home, intended next purchase and timing together. Eligibility, financing and transaction costs depend on your circumstances and the rules in force, so the plan needs current confirmation from the relevant professionals and authorities.
How I can help
When could you sell your current home? When would you need the next one? Include any school dates, tenancy commitments or other practical constraints. A new development’s expected completion should not be treated as a fixed moving appointment.
A possible sale price is only one part of the picture. Ask your lender and advisers to work through your own obligations, available funds and purchase costs. I’ll help you gather the property details they need.
Selling first and buying first involve different practical considerations. We can map the questions for each option, including where you would live and how much flexibility you need if the timing changes.
What will the next home improve, and what might become less convenient? Consider your regular journeys, household needs and the commitment over the period you expect to own it. A useful upgrade should make sense beyond the first viewing.
For our first conversation
Start with what you have. We can identify the missing pieces together.
You may be wondering
Yes. We’ll compare them against your moving timeline and circumstances. A home under construction and a completed property can ask different things of your plans.
No. They identify a possible buyer group to investigate. Timing, eligibility, finances and competing properties still need consideration.
Use HDB’s current guidance for the applicable housing requirements and your lender for financing. I can help organise the property information and questions, but those confirmations need to come from the appropriate party.
A conversation before a commitment
Tell me what you want to achieve and the question you’d like to start with.
I personally confirm viewing appointments.